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$215,000 SIGNIN

Sign in to see required down payment for the 3.2% rate

915 Highwood Ln, Atlanta, GA 30344

3 beds · 2 baths · 1,166 sqft

Concierge

Get a free consultation call with an expert in the mortgage assumption process.

LEASE TO OWN! This is your chance to own a no-rental-restriction townhome in the highly desirable Highwood Trace community, offering unbeatable flexibility whether you're an investor looking to add a lucrative income-producing property to your portfolio or a first-time homebuyer seeking to own in a beautiful community without rental constraints. With the World Cup coming to Atlanta in 2026, this property is positioned perfectly for rental income during the event and is also conveniently located near Hartsfield-Jackson Atlanta International Airport, shopping, and dining options. Discover the Perfect Blend of Style, Comfort, and Modern Upgrades . Welcome to this like-new 3-bedroom, 2.5-bathroom townhome that has been meticulously maintained and thoughtfully designed with over $10K in recent upgrades. Every detail of this home has been carefully crafted to offer both style and functionality. The open-concept main level features contemporary finishes throughout. The living space feels airy and inviting, with beautiful flooring, a convenient half bath, and a beautiful kitchen-ideal for both everyday living and entertaining. The chef-inspired kitchen includes high-end granite countertops, stunning cabinetry with ample storage, and a brand-new kitchen island that seamlessly flows into the dining and living areas. Upstairs, the well-designed layout ensures privacy for the spacious primary bedroom, complete with an ensuite bathroom. Two additional bedrooms, a full bathroom, and a centrally located laundry room round out the second floor. Both bathrooms feature modern shower-heads for a spa-like experience, while new mirrors have been added in the secondary bathrooms for a sleek, updated look. The plush new carpeting on the stairs and throughout the second level adds a cozy, comfortable touch. This townhome also offers enhanced security features, including a security pad, cameras, motion detectors, and a door pad-all of which will remain with the property for your peace of mind. Fresh paint throughout the home gives it a clean, modern feel, making it truly move-in ready. Located in a quiet, friendly neighborhood in East Point, you'll have easy access to I-285, Hartsfield-Jackson Atlanta International Airport, shopping, dining, entertainment, and downtown Atlanta. Schedule your tour today and make this fantastic property yours!

Estimated
Seller's interest rate
3.2%
7%
Estimated
Monthly payment

$1,282
$1,607
You may also save up to $96,760 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $1,607 monthly payment

Financed
SIGNIN
Location
Use two fingers to move the map
Loan details
Loan type
FHA
Rate
3.2%
Remaining term
24 yrs and 10 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$1,282
Principal & interest
$712
Mortgage insurance
$116
Property taxes
$202
Home insurance
$114
HOA fees
$136
Utilities
Not included

Source: Public records

Home details
Size
1,166 sqft
Lot size
0.0184 acres
Year built
2020
Type
Townhouse
HOA dues
$136.00

Source: FMLS #7508710

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: May 06, 2025 12:24 am
Listing agent: Alicia Johnson
Listing provided courtesy of: Orchard Brokerage LLC (844) 515-9880
Details provided by FMLS and may not match the public record.
MLS ID: #7508710
Listings on this website come from the FMLS IDX Compilation and may be held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work, please visit https://www.fmls.com/dmca.htm to review our DMCA policy and learn how to submit a takedown request. © 2025 FMLS.
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$1,282
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