915 E Holland Ave, Tampa, FL 33612
3 beds · 1 baths · 1,217 sqft
This stunning Craftsman-style three-bedroom, one-bath home offers 1,217 square feet of beautifully renovated living space. Nestled on a quiet street in an up-and-coming neighborhood, this bungalow sits on over a quarter-acre lot, complete with fencing, providing ample space and privacy. As you approach, you’ll be welcomed by a charming front porch—ideal for sipping your morning coffee. Inside, you’ll find beautiful tile and laminate flooring throughout, complemented by large windows that fill the home with natural light. The kitchen features stainless steel appliances, granite countertops, and a convenient closet pantry, while the bright dining room is perfect for entertaining, with windows that invite plenty of sunlight. Crown molding adds a touch of elegance throughout the home, including the three spacious bedrooms, featuring a generous master suite and a large bathroom with spa-like tub centrally located for convenience. The covered walkway to the attached garage ensures you stay dry in any weather. The laundry area, complete with a washer and dryer, is located in the garage. The fenced yard provides security and privacy, and the expansive backyard is ready for fun with a playground already in place. There’s also plenty of room for a boat or RV. With potential for an Airbnb or an accessory dwelling unit (ADU), this home offers versatility and value. Priced to sell - schedule your showing today!
Source: STELLAR #tb8324636
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8324636
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8324636
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.