915 Corn Planters Cir, Carolina Shores, NC 28467
3 beds · 2 baths · 1,812 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to 915 Corn Planters Circle! This beautiful property, located in the charming fishing village of Calabash, is the perfect spot to call home. Bright and airy, full of light from the big windows and tall ceilings, this open floor plan works equally well for large gatherings, and for quiet days at home. Step in the front door, into the spacious foyer, off of which you'll find two bedrooms and a hall bath. The primary bedroom is at the back of the house for privacy and quiet, and is light filled, with a good sized bathroom and walk in closet, as well as a view of the private, wooded back yard. The sunroom opens up off the living room, and with large windows, tall ceilings, and views of the private backyard, this may quickly become your favorite spot. The open kitchen comes with all stainless steel appliances, plenty of counter space, and conveniently situated right off the open living room, with the laundry room easily accessible between kitchen and garage. The gas fireplace is the heart of the living area, and anchors the room. This home is the perfect spot for chilly winter evenings by the fire, or for gorgeous sunny days in the wooded backyard, or by the community pool. Enjoy other neighborhood amenities such as a walking trail, clubhouse, fitness room, ponds, and playground. Call your favorite realtor today, and make plans to come see this beautiful home in person this week!
Source: NORTHCAROLINAREGIONAL #100502471
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: NORTHCAROLINAREGIONAL #100502471
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.