9147 E Oxford Dr, Denver, CO 80237
4 beds · 4 baths · 1,935 sqft sqft
Assumable loan with 3.25% interest rate!! Call for more info. Prepare to be impressed by this beautiful, updated, move-in ready, Cherry Creek Townhome. This end unit pours in tons of natural light, with no one above or below you. Step off the greenbelt, through the brand new steel front door & storm door (2024) to be greeted by an open floor plan, engineered flooring, neutral paint, and bright recessed lighting. Newer windows throughout & sliding glass door (2022) along with an updated powder bathroom on the main. The living room boasts a custom modern electric fireplace, mantel with hidden storage, and shiplap wall (2020). There is a new chandelier in the large dining area (2020) which opens to a beautifully updated kitchen. White shaker cabinets, all newer stainless appliances (2020-2024), new kitchen faucet, stone countertops, and chic bar top seating kitchen island included. Newer, in-unit washer and dryer (2020) also included! Upstairs you will find a true owner suite that can fit a king sized bed, has a walk-in closet, and attached 3/4 bathroom. Two additional bedrooms, a full hallway bathroom and 2 linen closets for storage are also upstairs. The finished basement boasts a family room/rec room area, built-in coffee bar area, large non-conforming bedroom (no egress), 3/4 bathroom and storage room. Outdoors is a large covered patio, fully fenced, with an included storage shed & 2 reserved carport spaces. The HOA dues include: water, sewer, snow removal, building maintenance, a community pool, clubhouse, basketball court, garden & playground. Roof replaced in 2020. Ample street parking for guests while being conveniently close to I-225, I-25, the DTC, RTD Dayton station, Village Green Park & Cherry Creek State Park. What more could you ask for? Schedule your showing today!
Source: RECO #4502700
Interest rate and monthly payment estimated based on public records.
Source: RECO #4502700
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #4502700
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