9145 Mombacho Rd, Kelseyville, CA 95451
4 beds · 3 baths · 3,001 sqft
Unveil the Splendor of 9145 Mombacho Road: HUGE REDUCTION! Experience the pinnacle of comfort and tranquility on this magnificent 10-acre estate located in the heart of Kelseyville's prestigious Red Hills Appellation. This is a rare opportunity to own a completely renovated ranch style home surrounded by breathtaking natural beauty and absolute privacy. As you pass through the gated entrance, you'll be immediately enveloped in a world of serenity and seclusion. This one-of-a-kind property offers unobstructed, panoramic VIEWS that are nothing short of breathtaking. Step inside this easy living, casual style home, which boasts 4 spacious bedrooms and 3 baths. The main living area is an entertainer's dream, with an inviting fireplace creating an ambiance of warmth and hospitality. A separate single level entrance provides added convenience, and a dedicated laundry room ensures ease of living. With a detached 2-car garage, there's ample space for your vehicles and storage needs. Plus, this property offers room for expansion, with the potential to create the pool you've always envisioned. Bring your animals, cultivate a garden, and truly make this property your own canvas for outdoor living. Outdoor enthusiasts will delight in a winter-filling pond, and wide trails that are perfect for horseback riding or ATV adventures. Upgraded electrical systems, newer flooring, and fresh paint make this home move-in ready. New fencing, pasture clearing, and firebreak preparation ensure that your future fun and outdoor pursuits can begin immediately. Don't miss this once-in-a-lifetime opportunity to own a slice of paradise in Lake County's most coveted location. With majestic vistas, a beautifully updated home, and acres of private, pristine land, 9145 Mombacho Road is a testament to the best that California living has to offer. Loan may be assumable with significant down and crypto may be considered.
Source: CRMLS #LC23167342
Financials
Source: CRMLS #LC23167342
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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