VA loan
1 of 34
VA loan
$625,000 $SIGNI

Sign in to see required down payment for the 2.75% rate

914 Wellington Dr, Duncanville, TX 75137

5 beds · 6 baths · 4,280 sqft

Tucked away in the quiet and established Huntington Park neighborhood, this beautiful five-bedroom home offers the perfect blend of elegance, comfort, and space. With over 4,280 square feet of living area, this home includes a dedicated office, a game room, and multiple living spaces designed for both entertaining and everyday living. The primary suite is conveniently located on the first floor, offering a private retreat with high ceilings, plenty of natural light, and a spa-like bathroom. A secondary bedroom with an ensuite bath is also on the first floor, making it ideal for guests or multi-generational living. The kitchen is a true showstopper, featuring granite countertops, a coffee bar, a dry bar, and a wine fridge. An eat-in breakfast area overlooks the kitchen, creating the perfect spot for casual meals. Two spacious living rooms each boast vaulted ceilings with exposed beams and a fireplace, adding warmth and charm. Most of the bathrooms are finished with luxurious onyx countertops, bringing a unique and upscale feel to the home. Step outside to a resort-style backyard featuring a sparkling pool and spa, a spacious patio, and beautifully maintained landscaping. It’s the ideal setting for summer gatherings, relaxing weekends, or simply unwinding at the end of the day. The home also includes a three-car attached garage and is located in a fantastic neighborhood with easy access to Dallas, Grand Prairie shops, and entertainment. Families will appreciate the nearby Village Tech Charter School, known for its innovative hands-on learning model and recent expansion. One more incredible perk—this home has a VA assumable loan at just 2.875%! Call for more details. This is a rare opportunity to own a spacious, thoughtfully designed home in one of Duncanville’s most desirable areas. If you’re looking for a home that combines style, comfort, and convenience, this one is worth seeing.

Estimated
Seller's interest rate
2.75%
7%
Estimated
Principal & interest
$2,004/mo.
$3,121
You may also save up to $351,703 in total interest paid.

Financials

Seller’s estimated current equity is $SIGNI
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $2,004 monthly payment

Financed
$SIGNIN
Location
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Details
Home
Size
4,280 sqft
Lot size
0.305 acres
Year built
1987
Type
Single Family Residence
HOA dues
$0.00

Source: NTREIS #20856042

Loan
Remaining term
26 yrs and 3 mos
Rate
2.75%
Monthly P&I
$2,004
Remaining loan balance
$SIGNIN Sign in to view

Source: Public records

Who can qualify

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Other resources
Frequently asked questions

What is Roam?

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Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

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An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

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When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

How can you find assumable mortgage listings?

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Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

How do I qualify for an assumable mortgage?

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To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

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Last updated: Mar 28, 2025 12:42 am
Listing agent: Lucy Knox (682) 227-9985
Listing provided courtesy of: Keller Williams Lonestar DFW (817) 795-2500
Details provided by NTREIS and may not match the public record.
MLS ID: #20856042
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.
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