9131 Lake Parcel Dr, Fort Belvoir, VA 22060
5 beds · 4 baths · 3,854 sqft
Welcome to 9131 Lake Parcel Drive, an exquisite Colonial residence nestled in the heart of Fort Belvoir, VA. This remarkable home offers an expansive 3,854 square feet of living space, artfully designed to blend elegance and comfort across its five bedrooms and three-and-a-half bathrooms. Situated on a desirable corner lot, this home provides convenient access to Fort Belvoir, I-95, and the VRE, making commuting a breeze. A variety of shops and restaurants are also nearby, offering a vibrant array of dining and retail options. Inside, the grand foyer welcomes you into living spaces enhanced by a cozy fireplace and gleaming hardwood floors. The kitchen is a culinary masterpiece, boasting modern design and state-of-the-art appliances, including double ovens and a microwave drawer, providing ample counter space for your culinary creations. A dedicated home office offers a tranquil space for work or study, while the finished basement provides versatility for entertainment or relaxation. The primary suite is a true retreat, boasting a brand-new, expansive renovated bathroom with luxurious finishes and a generous walk-in closet. Outdoor living is elevated with a charming deck, perfect for al fresco dining, overlooking a beautifully maintained, fenced-in yard and pool for endless summer enjoyment. Additional conveniences include a dedicated laundry area with a washer and dryer, air conditioning for year-round comfort, and a double car garage equipped with an EV charger and newly installed epoxy flooring. T This home is not just a residence; it's a lifestyle.
Source: BRIGHT #VAFX2226828
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAFX2226828
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.