913 Roswell Ln, Jacksonville, NC 28546
4 beds · 3 baths · 2,298 sqft
Looking for space and a move-in ready house? Look no further. This well cared for 4 bedroom, 2.5 bath home in one of Jacksonville's most loved neighborhoods of Carolina Plantations is ready for it's new owners. The exterior boasts freshly washed concrete, landscaped flower beds and a freshly painted front door. Open the front door to find the brand new luxury vinyl plank, modern toned, wood-look flooring that runs throughout the main areas of the first floor. That's right! Easy to clean and durable flooring that will hold up to the most traffic! and you're the first to live on it! Inside is a most neutral palette as the ceilings and walls are fresh bright white and the walls have a fresh coat of Sherwin Williams Light French Gray. The downstairs of this home features an impressive two-story foyer, a formal flex space with beautiful moldings at the front of house that could be used for an office area, play room or plant palace, a large dining room with coffered ceilings, the open kitchen with stainless steel appliances, an island and a pantry. Off the kitchen is the living room with a cozy fireplace. Down the hall is the laundry/mud room and a half bath. both with durable tile flooring. All of the bedrooms are situated upstairs along with the hall and the owner's bathrooms. Imagine a primary bedroom is so large that it can fit a full king bedroom set along with allowing for a separate section for a personal couch and tv set up. This room can do that! Also pretty with a trey ceiling and lots of natural light in the daytime. Included in the primary is the large private en-suite bath that features dual sinks. a stand up shower, soaker tub, private toilet area and a large walk-in closet. The other bedrooms are spacious as well. The backyard of this home features a covered concrete patio and a fully fenced yard. Two car garage for all of your storage needs. Did I mention? No city taxes! Come take a tour. Your new home awaits!
Source: NORTHCAROLINAREGIONAL #100478547
All values shown are estimated costs / mo.
Source: Public records
Source: NORTHCAROLINAREGIONAL #100478547
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.