9123 Isabella Cir, Parrish, FL 34219
4 beds · 3 baths · 2,597 sqft
DON'T WAIT TO BUILD, THIS HOME IS MOVE IN READY NOW! Welcome to your new Dream Home! Discover this exceptional 4-bedroom, 3-bathroom home in the highly sought-after North River Ranch community, renowned for its A+ school district and family friendly community. This property stands out with its open floor concept, large kitchen and counter space with white 42" wood cabinets, oversized quartz countertops, perfect for both cooking and entertaining family and friends. Top of the line stainless steel appliances and the only home in the Brightwood Area of North River Ranch for sale with a GAS COOKTOP, a true chef’s delight. Enjoy the elegance of upgraded wainscot walls and stylish barn doors in the office den. Wood Plank tile thorough out home including the bedrooms. Beautiful Lighting fixtures and luxury fans through out home. Oversized shower in primary bathroom with double vanities. Large his and hers closets and upgraded glass door to exit on the patio from the primary bedroom. The highlight to this home is the 15 foot ceilings with 8 foot doors thorough out and large 16 feet of sliding glass doors to the patio and back yard. Conveniently located just minutes from Publix and major highways I-75 and I-275, you'll also benefit from the community's top-notch amenities: an oversized lagoon pool, a 24-hour fitness center, a kids' park, an outdoor gym, and miles of walking and biking trails. Plus, look forward to the Camp Creek Pool and water slides opening in September 2024. The property also features a spacious backyard with ample room for a future pool. The home is walking distance less than 5 minutes from the Amenity Center. The family-centric community has an Amenity Center with a game room, Children's Park with swings and slides, green space for organized events and soccer practice for the kids and Food Truck Fridays. Fitness Center open from Dusk till Dawn. Out door gym, TWO Pools available for all residents, with a third pool and lazy river, splash pad and restaurants coming soon in Camp Creek part of North River Ranch. Miles of biking and walking trails. This home is a must see. Elementary School is across the street, Golf Cart friendly community. Publix Grocery Store open across the street, more restaurants coming soon, centrally located minutes away from I-75 and I-275 to Tampa and Sarasota to the beaches and St. Pete. Come see this Beautiful Home, Don’t miss out on this exceptional opportunity
Source: STELLAR #a4618273
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #a4618273
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #a4618273
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.