912 Taberna Cir, New Bern, NC 28562
3 beds · 4 baths · sqft
Welcome to this beautifully updated home nestled in the sought-after Taberna neighborhood, offering beautiful views of the 13th fairway. From the moment you step inside you will be captivated by the elegant design, high ceilings, and an abundance of natural light streaming through the large windows. The completely remodeled kitchen is a chef's dream, featuring a large island and pantry, quiet-close cabinets and granite countertops. The open-concept layout flows seamlessly into the cozy living area, where you'll find vaulted ceilings, immaculate wood floors and a charming fireplace framed by elegant mantel shelving, perfect for entertaining or relaxing on the cold winter days. The formal dining room, featuring wainscoting and a tray ceiling, adds a touch of sophistication and versatility for large family dining or a playroom. A dedicated home office is conveniently located off the foyer, offering the ideal workspace with beautiful views. Step outside to enjoy the best of golf course living. The screened in porch and large deck are perfect for sipping your morning coffee or hosting gatherings while taking in the lush greenery. The spacious master suite located conveniently next to the living room is a private retreat with a large bathroom featuring a soaking tub, walk-in shower, and ample cabinet space to accommodate both ''his and hers'' needs. Upstairs, you will find the third bedroom with a full bathroom and a walkable attic that offers the potential for even more finished square footage in the future. Additional features include a whole-home generator, updated fixtures throughout, upstairs HVAC replaced in 2022, and water heater replaced in 2024. Located in an award-winning school district, just minutes from downtown New Bern's historic district, local restaurants, bars, and only 15 miles to MCAS Cherry Point, this home offers both luxury and convenience.
Source: NORTHCAROLINAREGIONAL #100480442
Interest rate and monthly payment estimated based on public records.
Source: NORTHCAROLINAREGIONAL #100480442
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #100480442
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.