912 Holden Ln, Atlanta, GA 30349
2 beds · 3 baths · 1,232 sqft
Your completely renovated townhome awaits you located minutes away from Atlanta Hartsfield International Airport, Tyler Perry Studios and the Porsche Experience Center! This home makes the perfect investment opportunity for homeowners seeking affordable living close to the city. The unit is nestled in a peaceful neighborhood with the perfect blend of sofisticated charm and comfort for an owner desiring a calming retreat to call home. This home is the perfect spot for frequent travelers or those who appreciate easy access to transportation, shopping and recreation. As you step into the unit, you are welcomed by an oversized family room with a masonry fireplace that flows to the half bathroom, dining room & kitchen. Nothing has been missed for the owner in this kitchen with new highline appliances, quartz countertops and upgraded cabinetry.Returning back to the family room, the stairs are acessed to the upstairs resting area where there are two master bedrooms each with separate master bathrooms. Other mentionable details are new LVP flooring throughout the whole unit, new windows and a sliding back door, new paint on the interior and exterior of home, installed track lighting, all new light fixtures and new landscaping in the front yard. With the convenient location and stylish features, this townhome is ready to welcome you home. Don't miss the opportunity to make it yours! The seiller is also offering a one year home warranty and $2500 in closing cost on a full price offer.
Source: FMLS #7556447
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FMLS #7556447
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.