912 Hillside Ter, Brandon, FL 33511
3 beds · 2 baths · 1,639 sqft sqft
Welcome to 912 Hillside Terrace, a stunningly remodeled 3-bedroom, 2-bathroom home offering 1,639 sq. ft. of living space and located on a generous 8,588 sq. ft. lot. Featuring a brand-new roof, modern finishes, and plenty of space for both indoor and outdoor living, this property is a must-see! Step inside to discover a thoughtfully designed floor plan that features luxury vinyl plank flooring throughout, creating a sleek and durable surface for the entire home. The family room is spacious and bright, providing a perfect setting for relaxation or entertainment. At the heart of the home is the gorgeous kitchen, fully remodeled with new cabinetry, granite countertops, and stainless steel appliances. Whether you’re cooking a casual meal or hosting a dinner party, this kitchen is sure to impress. The oversized master suite offers a tranquil retreat, complete with a large closet and en-suite bathroom. The luxurious master bathroom is designed to feel like a spa retreat, featuring porcelain tile, granite finishes, and elegant gold accents for a high-end, modern look. The second bathroom is also fully updated with modern fixtures and finishes. Two additional well-sized bedrooms ensure ample space for family or guests. The huge backyard is an entertainer’s dream, with plenty of room for a pool, outdoor gatherings, or even parking your RV, boat, or trailer. This expansive outdoor space offers endless possibilities to create your own personal oasis. Additional features include a two-car garage and plenty of parking space, making it easy to accommodate multiple vehicles or guests. This is a move-in ready home that combines style, luxury, and practicality. Don’t miss out on the chance to make this your new home. Schedule a tour today!
Source: STELLAR #tb8307073
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8307073
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8307073
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.