9113 Kingston Heath Rd, Peyton, CO 80831
5 beds · 4 baths · 3,125 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Nestled in the desirable Woodmen Hills community, this spacious and beautifully maintained 2-story home offers the perfect blend of comfort, convenience, and Colorado living. Situated across from a scenic all-turf park, and backing to open space with a serene pond, this location is truly one of a kind! Step inside and be greeted by a bright and inviting atmosphere. The main level features a thoughtful layout designed for both everyday living and entertaining. Imagine relaxing in the comfortable 2-story living room, filled with natural light and offering a seamless flow into the dining area. The well-appointed kitchen is a chef's delight, featuring granite counters, modern appliances, and plenty of cabinet storage. Whether you're preparing a quick weeknight meal or hosting a holiday gathering, this kitchen is sure to impress. The family room, half bath, and laundry room complete the main level. Upstairs, you'll find the spacious primary suite, a true retreat with its own private en-suite bathroom and walk-in closet. Unwind after a long day and enjoy the peace and quiet of your personal sanctuary. The additional three bedrooms on the upper level are all well-proportioned and offer plenty of closet space, providing comfortable accommodations for family members or guests. A full bathroom on this level serves the additional bedrooms. Head down to the fully finished basement featuring an additional living area complete with a wet bar, as well as an additional bedroom and bathroom. Outside, take in the large deck, where you can enjoy sunrises and sunsets while taking in the open space and pond. Situated directly across from vast open space, you'll enjoy breathtaking views and easy access to walking trails, bike paths, and the natural beauty that Colorado is famous for. Imagine starting your mornings with a stroll and enjoying stunning sunsets from the comfort of your new home. This home offers convenient access to Peterson SFB, Schriever SFB, schools, shopping, and dining.
Source: PPMLS #2298949
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: PPMLS #2298949
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.