911 Oakwood Dr, Columbus, GA 31904
3 beds · 2 baths · 1,762 sqft
North Columbus Ranch home within just a few minutes from premier shopping centers, grocery stores, and restaurants. Immediate access from I-185 to Fort Moore. It is located in the quiet, well-established Kirkwood subdivision with no HOA and the Double Churches school district. This spacious 1,762 sq.ft. 3 BR/2BA one-story split floorplan is updated with all new LVP flooring throughout, freshly painted interior and exterior, new water heater, and brand-new GE stainless steel appliances. The covered entrance opens to the grand foyer overlooking a spectacular great room with vaulted ceilings and a cozy fireplace. A formal dining area with wainscoating off the foyer and great room can hold large gatherings. Two generously sized secondary bedrooms are separated by a guest bathroom, coat and linen closets. The heart of the home features a gourmet kitchen with ample cabinet space and granite countertops overlooking an inviting eat-in kitchen at the bay window. While cooking or dining, enjoy a view of a private backyard. You'll also notice that this home has an abundance of natural lighting. The owner's suite has an oversize bedroom with tree ceiling, a jetted tub, tiled walk-in shower with matching tile flooring, and a walk-in closet. The laundry room off the kitchen has additional matching cabinetry conveniently located next to the attached 2-car garage with automatic entry. Enjoy the serenity of sitting out on the patio in the backyard nestled in greenery. You don't want to miss this opportunity right in the center of North Columbus!
Source: GAMLS #10388390
Source: GAMLS #10388390
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10388390
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.