911 Oakwood Dr, Columbus, GA 31904
3 beds · 2 baths · 1,762 sqft sqft
North Columbus Ranch home within just a few minutes from premier shopping centers, grocery stores, and restaurants. Immediate access from I-185 to Fort Moore. It is located in the quiet, well-established Kirkwood subdivision with no HOA and the Double Churches school district. This spacious 1,762 sq.ft. 3 BR/2BA one-story split floorplan is updated with all new LVP flooring throughout, freshly painted interior and exterior, new water heater, and brand-new GE stainless steel appliances. The covered entrance opens to the grand foyer overlooking a spectacular great room with vaulted ceilings and a cozy fireplace. A formal dining area with wainscoating off the foyer and great room can hold large gatherings. Two generously sized secondary bedrooms are separated by a guest bathroom, coat and linen closets. The heart of the home features a gourmet kitchen with ample cabinet space and granite countertops overlooking an inviting eat-in kitchen at the bay window. While cooking or dining, enjoy a view of a private backyard. You'll also notice that this home has an abundance of natural lighting. The owner's suite has an oversize bedroom with tree ceiling, a jetted tub, tiled walk-in shower with matching tile flooring, and a walk-in closet. The laundry room off the kitchen has additional matching cabinetry conveniently located next to the attached 2-car garage with automatic entry. Enjoy the serenity of sitting out on the patio in the backyard nestled in greenery. You don't want to miss this opportunity right in the center of North Columbus!
Source: GAMLS #10388390
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10388390
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #10388390