910 Lakeside Ct, Loganville, GA 30052
4 beds · 3 baths · 2,439 sqft
Get a free consultation call with an expert in the mortgage assumption process.
This stunning 4BR 2.5BA home seamlessly blends timeless charm with modern upgrades, offering both comfort and peace of mind. From the moment you step into the bright two-story foyer, you're greeted by warm hardwood floors that flow seamlessly into a spacious formal living room—perfect for entertaining or quiet relaxation. The elegant formal dining room features refined touches like crown molding and wainscoting, setting the stage for memorable gatherings. The heart of the home is the kitchen, where natural light pours in through the adjoining sunroom. Complete with a breakfast bar, stained cabinetry, ample counter space, and stainless steel sinks, this kitchen is as functional as it is inviting. Just off the kitchen, the cozy family room centers around a beautiful fireplace with a sleek black marble surround—ideal for creating cozy evenings at home. Upstairs, the expansive primary suite serves as a private retreat, boasting a serene sitting area and a spacious en-suite bath with a double vanity, relaxing garden tub, and separate shower. Three generously sized secondary bedrooms provide flexibility for family, guests, or a home office setup. Beyond the home's impressive interior, its location offers a wealth of recreational and lifestyle amenities. Nature enthusiasts will appreciate proximity to several Gwinnett County parks, including the picturesque Bay Creek Park, which features 154 acres of sports fields, walking trails, and playgrounds. For those who enjoy botanical beauty, the nearby Vines Botanical Gardens offers serene landscapes and walking paths. Additionally, the vibrant shopping and dining options in Loganville provide a variety of choices for entertainment and culinary delights, ensuring that everything you need is within easy reach. This meticulously maintained home is loaded with recent upgrades that enhance its value and appeal. A new roof was installed in December 2018, followed by new gutters and gutter guards in 2023. The HVAC systems were updated—downstairs in 2020 and upstairs in 2023—and fresh attic insulation was added in 2024 for enhanced energy efficiency. Stylish LVP flooring runs throughout the entire home, installed in 2022, along with a fresh coat of interior paint that same year. Other notable updates include a new front door, a 2021 water heater, and a new garbage disposal in 2024.
Source: FMLS #7549108
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FMLS #7549108
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.