910 Edgedale Cir, Brandon, FL 33510
3 beds · 2 baths · 1,717 sqft
WELCOME TO YOUR DREAM HOME — JUST IN TIME FOR SPRING! This stunning ranch-style pool home in Brandon, Florida, offers everything you need — and more! With a VA assumable loan at a 3.5% interest rate and seller concessions towards closing costs, this is an opportunity you don’t want to miss! This home is situated on nearly 1/4 acre lot so bring your RV, boat, or large vehicles as there is no shortage of parking. Upon arriving to the property, pride of ownership is clearly seen with a freshly painted exterior, beautiful curb appeal and thoughtful details throughout. The open floor plan is filled with natural light, plus a cozy den that easily converts to an extra bedroom or home office. The wood burning fireplace is perfect for creating family memories during the holidays. This spacious kitchen has stainless steel appliances, a new dishwasher, granite countertops, pendant and recessed lighting, and elegant backsplash. The remodeled owner’s suite features a dual granite vanity, tile, recessed lighting, a new custom closet system, and was also freshly painted. The two generously sized additional bedrooms have laminate flooring, matching ceiling fans, and a shared updated bathroom. There are multiple access points to the pool deck from both the kitchen and den which are ideal for hosting gatherings. The outdoor oasis boasts a stone-paved pool deck with a large screened-in pool cage and covered seating area for shade and relaxation. The massive fenced backyard with a pie-shaped lot is perfect for kids, pets, and additional entertainment. The playground set will be included with the sale. Additionally, there is room for an accessory dwelling unit (ADU) or large storage shed. The home’s prime location is unmatched, just minutes from shopping, dining, and entertainment. The beach is 30 minutes away, Walt Disney World and Orlando theme parks are just an hour commute, and there is convenient access to MacDill Air Force Base. Don’t miss your chance to own this beautiful, move-in-ready home with unbeatable perks. Schedule your private showing today — fall in love and make this your FOREVER HOME!
Source: STELLAR #TB8362608
Send questions to support@withroam.com
Why Roam
Lower rates and lower down payments
The only homebuying option for you to put 5% down and get a 5% rate.
Closing guarantee
We can close in 45 days or we’ll pay the seller’s mortgage until we close.
Offer acceptance
95% of offers accepted when made with Roam. 5% accepted without.
Rates and payments are estimates based on public records.
Source: Public records
Source: STELLAR #TB8362608
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.