910 Crieff Cross Dr, Pflugerville, TX 78660
4 beds · 3 baths · 1,919 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Situated on a desirable corner lot in a neighborhood free from HOA restrictions, this 4-bedroom, 2.5-bathroom home offers privacy and versatility. The backyard is perfect for relaxation or entertaining. Recently updated, including new paint throughout and new carpet in all bedrooms. The home boasts two spacious living areas, one with a cozy fireplace. Inside, you’ll find generously sized bedrooms, including a huge primary bedroom complete with an ensuite bathroom featuring a double vanity, a separate tub, and a shower. Your new bedroom and home, has numerous windows and abundant natural light and ambience. You can make this room into a personal oasis. The size of this room is a must see! Nestled in a vibrant community, this home is conveniently located within walking distance to two neighborhood parks, offering soccer fields, playgrounds, frisbee golf, picnic areas, and scenic walking trails. There's even a dog park nearby, perfect for furry family members to enjoy. Commuting is a breeze with easy access to IH-35, shopping centers/ restaurants, Q2 stadium, 15 minutes to the Domain and just a 20-minute drive to downtown Austin. Call this home and you're close to everything. Don’t miss this opportunity to make 910 Crieff Cross your home, where comfort, convenience, and community come together. Buyers are responsible for verifying assigned schools. ***** *Price reduced to sell *$4,500 Seller concession (negotiable) *Great location with room to add your personal touches - make this house your home!
Source: ACTRIS #7110795
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: ACTRIS #7110795
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.