908 Park Forest Ln, Jacksonville, FL 32211
4 beds · 3 baths · 2,553 sqft
Welcome to 908 Park Forest Lane, Jacksonville, FL 32211 - a stunning brick pool home located in the charming Alderman Park neighborhood. This beautiful home boasts 4 spacious bedrooms and 2.5 bathrooms. Step inside to find an inviting foyer leading to a formal living room and dining room, perfect for entertaining. The updated kitchen features an abundance of cabinets and modern appliances, ideal for cooking up your favorite meals. Adjacent to the kitchen, the breakfast room offers a cozy spot to enjoy your morning coffee. The large family room is a highlight, featuring wooden beams, a grand brick fireplace, and skylights that fill the space with natural light. This room is perfect for relaxing or hosting gatherings. An indoor laundry room adds convenience to your daily routine. The master suite is a private retreat with a walk-in closet and an additional closet for ample storage. Bedrooms 2 and 3 share a Jack-and-Jill bathroom, while bedroom 4 includes a unique cedar closet. One of the standout features of this home is the heated and cooled Florida room. This space overlooks the huge backyard and stunning inground pool, creating an ideal spot to relax and enjoy the view. The backyard is perfect for outdoor activities and entertaining. Additional features include a large side-entry garage and the home is being sold as-is, providing a great opportunity for you to make it your own. Experience the charm and comfort of 908 Park Forest Lane. This home is a rare find in a desirable location, offering a blend of classic design and modern conveniences. Don't miss out on this exceptional property! The information provided in this listing is the best of the seller's/ Listing agent knowledge and cannot be exclusively relied on by buyer. Buyer must independently verify all information pertaining to the property. "Seller never occupied. Neither the seller or listing agent make any representations as to the accuracy of any information contained herein. Buyer/buyer agent must conduct their own due diligence, verifications, research and inspections and are relying solely on the results thereof."
Source: REALMLS #2041309
Interest rate and monthly payment estimated based on public records.
Source: REALMLS #2041309
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2041309
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