906 Robinwood Rd, Aberdeen, NC 28315
4 beds · 3 baths · 2,804 sqft
Discover the perfect blend of serenity and space in this expansive home, set on over 1.5 acres in the tranquil Forest Hills neighborhood. Designed for both comfort and functionality, this property offers room to spread out—both inside and out.Step inside to find generous living areas, including a formal living and dining room that flow seamlessly into a bright, open kitchen equipped with stainless steel appliances, a center island, and a convenient laundry area — all with a view of the lush backyard. Unwind on the screened porch, your own private retreat for morning coffee or evening relaxation, before gathering in the cozy family room with a wood-burning fireplace.The main-level primary suite is a true retreat, featuring an ensuite bath with dual sinks, a tub/shower combination, and a spacious walk-in closet. A versatile additional bedroom or office completes the first floor.Upstairs, you'll find two oversized bedrooms, a flexible bonus room, and a full bath, plus easy-access attic storage. But the space doesn't stop there—this home boasts a partially finished basement with over 500 square feet of additional living space, another wood-burning fireplace, and a massive 1,100+ square feet of unfinished space, perfect for storage, gym, a workshop, or future expansion.Outside, the sprawling backyard and expansive back deck invite endless possibilities for entertaining, gardening, or simply enjoying the peaceful surroundings. Conveniently located just minutes from Aberdeen and Southern Pines' downtown shops and dining, as well as the scenic Aberdeen Lake Park, this home offers the best of privacy, space, and accessibility.Don't miss this rare opportunity to own a home that truly has it all—acreage, versatility, and room to grow!
Source: NORTHCAROLINAREGIONAL #100492371
Source: NORTHCAROLINAREGIONAL #100492371
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.