9058 Woodlake Ln, Villa Rica, GA 30180
4 beds · 5 baths · 4,247 sqft sqft
Discover upscale lakeside living in this meticulously renovated home on the ski lake, offering picturesque lake views from every perspective. Upon entry you will be greeted with luxurious vaulted ceilings, all new LED recessed lighting and LED chandelier. All new hardwood and ceramic flooring throughout. The primary kitchen features stunning counter to ceiling quartz backsplash, new dovetail kitchen cabinets with soft close drawers, upgraded with brushed nickel hinges, door, cabinet handles and knobs.The primary suite situated on the main level showcases lake views and a luxurious bathroom designed with a resort aesthetic feel featuring heated towel bar, new LED wall mounted night lights, dual Kohler vanity mirrors, LED multi color changing lights with 10x magnifying built in mirror, Bluetooth speaker light in shower, and two toilets in the primary bathroom. In the large spacious primary closet you will find custom stained wood shelving with nickel bars and thoughtful storage for shoes, purses etc. Boasts duel living rooms and two separate laundry rooms on both floors to enhance functionality. A versatile entertainment space serves as a fifth bedroom, dual Bluetooth music LED fireplaces in each sitting room on both levels, dual gourmet kitchens both featuring stainless less steel appliances. Offers a custom built mud room off kitchen, a secured flex space between home and garage for secure package and/or grocery delivery. Attached you will find the 2 car garage with custom epoxy flooring and new smart garage door openers with custom built garage doors. Unwind on spacious porches or your private sandy beach in your own backyard!! Displays new Bermuda sod, and the ease of a timed irrigation system. Completely renovated, this home is practically brand new. Some more of the upgrades included are Energy efficient lighting throughout the entire home, new modern front door, new fan lights and in each bedroom and exhaust fans in all bathrooms, all new decora switches and receptacles, new paint throughout interior and exterior as well as new siding, New roof, 2 new HVAC systems, 2 new Ryini tankless water heaters, all new Aragon gas windows and sliding glass doors with built-in inset retractible blinds between glass, upgraded insulation, all new shower door enclosures on every tub and shower, new water valves throughout, new circular driveway for both functionality and aesthetic appeal, new landscape rock, retaining walls, new stamped concrete pad in backyard. Explore this exceptional property that has so much more to offer than the pictures can show, and lets make it your home! Fairfield offers several amenities in your gated community: 18 holes of Championship Golf, A 360+ acre ski / fishing lake which is right at your backyard/ 2 Restaurants / Marina/ Clubhouse/ Swim/ Tennis/ Pickle ball, Playground, and Hiking trails.
Source: GAMLS #10412778
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10412778
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10412778
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.