VA loan
1 of 33
VA loan
$424,900

9047 Antigua Dr, Seminole, FL 33777

3 beds · 3 baths · 1,658 sqft sqft

NON-FLOOD ZONE AND NO STORM DAMAGE! HIGH & DRY! Welcome to your new home in the serene and charming Village at Antigua community of Seminole, FL! This inviting 3-bedroom, 2.5-bathroom townhome with a garage offers an exceptional blend of space, style, and convenience. Upon entering, you'll be greeted by a bright living space with tile floors that flows seamlessly into the dining and kitchen area, both of which have views of the gorgeous pond in the backyard. Newer sliding doors and windows allow you to enjoy these views effortlessly. The property boasts a large master suite complete with a spacious bathroom that has a walk-in shower and generous walk-in closet. The master bedroom also features a private rear balcony, offering a perfect spot to unwind and enjoy your morning coffee during the sunrise. Updates include a 2019 AC UNIT, A 2021 WATER HEATER, A WATER SOFTENER and new toilets. The attached garage adds convenience and extra storage space, while the rear porch offers a charming outdoor space to relax and enjoy the peaceful surroundings. The Village at Antigua is a quiet and well-maintained community with AN AFFORDABLE HOA FEE OF JUST $300 per month. This fee includes fast fiber optic WIFI, cable, trash, sewer and maintenance/pool services. Don’t miss this opportunity to own a beautifully maintained townhouse in one of Seminole’s most desirable communities. Close to beaches, shopping, restaurants and more. Schedule your showing today and experience the comfort and charm of this wonderful home!

Interest rate 3
2.875%
With Roam
6.5%
The seller’s mortgage rate at the time the loan was originated.
Monthly payment 3
$809
With Roam
$1,190
Reduce your monthly payments by $381 when you assume this mortgage.
You also save $122,583 in total interest paid.

$243,857
Edit

You may be able to put down less than the total down payment amount of $243,857 and have the rest of the funds financed with a 2nd mortgage from a lender. 4

Interest rate and monthly payment estimated based on public records.

Roam helps you take over the seller’s lower interest rate 1
We help you assume the seller's mortgage and avoid higher prevailing market rates.

45-day closing guarantee 2
We work directly with the mortgage servicer to help you quickly and easily close the transaction.

VA loan
Eligible for investors
Not a veteran? You may still be qualified to assume the mortgage.
Location
Details
Home
Size
1,658 sqft
Lot size
0 acres
Year built
1996
Type
Townhouse

Source: STELLAR #tb8303188

Loan
Remaining term
26 years, 9 months
Rate
2.875%
Monthly P&I
$809
Remaining loan balance
$181,042

Source: Public records

How it works

Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.

Tour

Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.

Offer

Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.

Close

Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.

Who can qualify

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Frequently asked questions

What is Roam?

expand content

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

expand content

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

expand content

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Will an assumption work for me?

expand content

An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.

Why do buyers use Roam?

expand content

Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.

View all FAQs
Last updated: Oct 22, 2024 08:42 am
Listing agent: Sandy Hartmann (727) 398-2310
Listing provided courtesy of: COASTAL PROPERTIES GROUP INTERNATIONAL (727) 493-1555
Details provided by STELLAR and may not match the public record.
MLS ID: #tb8303188
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2024 MLS GRID. All Rights Reserved.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.
Disclaimers
1 Roam connects buyers and sellers to homes with assumable mortgages via a concierge service. Roam does not offer or engage in mortgage lending activity.
2 45 day guarantee is subject to credit approval by your loan servicer.
3 The assumable interest rate shown for this assumable mortgage is an estimate using the average of interest rates in this home's area at the time of the last sale. The actual assumable interest rate may differ. Estimated payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Roam connects buyers and sellers to home with assumable mortgages via a concierge service. Roam does not offer mortgage loans, extend credit, make credit determinations, or otherwise engage in mortgage lending or brokering activities. The lender makes all credit and qualification decisions with buyers. Any determination to extend credit to a buyer is a decision by the lender, and not by Roam.
4 The lender makes all credit and qualification decisions with buyers. Any choice to extend credit to a buyer is a decision by the lender, and not by Roam.
$809/mo
View details