9047 Antigua Dr, Seminole, FL 33777
3 beds · 3 baths · 1,658 sqft
Celebrate the new year in a beautiful, meticulously-kept townhome that’s move-in ready, situated in a fantastic community. It offers ample space for entertaining and unwinding after a long day. This stunning two-story home is a must-see, located in a sought-after neighborhood. It includes three generous bedrooms and two full bathrooms, plus a half bathroom on the first floor. The inviting open floor plan is filled with storage options. You'll love the striking palladium window in the living room and the updated hurricane-rated windows installed in 2020. The HVAC system was replaced in 2019, while the hot water heater and water softener were updated in 2021Roof 2014 . Recently installed, all fans and light fixtures enhance the home. The bright, airy kitchen boasts modern can lighting, a separate dining area, and an eat-in kitchen complete with a movable island and bar seating. The refrigerator, stove, microwave, disposal, sink, and faucet are all recently installed. Enjoy the sliding glass door in the dining area, leading to an open patio where you can unwind and observe the wildlife alongside a lovely water view. A laundry closet featuring newly-installed storage cabinets and easy-care laminate flooring leads upstairs to the beautiful bedrooms and bathrooms. The primary bedroom showcases a sloped ceiling and an expansive walk-in closet. Additionally, there is a private screened-in rear balcony off the primary suite for your enjoyment. Closets have the added California closet for your organization. The primary bathroom includes a large walk-in shower, and new vanities and toilets have been installed in all bathrooms. The garage has a finished epoxy pebble floor for added appeal. This property boasts remarkably low HOA fees at just $325 a month, which includes Spectrum DVR, high-speed internet, ground maintenance, trash collection, pool maintenance, insurance, reserves, and visitor parking. The community is well-maintained, so take advantage of your opportunity to enjoy this lifestyle in a non-flood zone. The location is excellent and convenient, just 6 miles from Madeira Beach and close to Seminole City Center, Publix, Tampa International Airport, St. Pete-Clearwater Airport, and numerous nearby restaurants. NO damage from the hurricane.
Source: STELLAR #tb8326756
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8326756
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8326756
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.