9043 39th Street Cir E, Parrish, FL 34219
3 beds · 2 baths · 1,727 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to this immaculate 3-bedroom, 2-bath home in the gated Creekside Preserve community—a residence that is truly “better than new” with a host of high-end updates throughout! New roof (2/2025) and new hot water heater (1/2025). Exterior & Curb Appeal: As you approach, you'll immediately notice the fresh exterior paint, beautifully landscaped grounds, enhanced by added lighting, decorative stones, curbing, pavers, and a widened driveway. The inviting front screened porch features a custom screen door along with 7 Blink security cameras and a Blink doorbell, ensuring both style and security. Interior Features: Step inside to a welcoming, wide foyer that flows into an open-concept great room. The spacious living area seamlessly connects with a large kitchen that boasts: Quartz countertops and a stylish tile backsplash, stainless steel appliances, including a double convection oven, slide-out shelving in the lower cabinets, and an expanded pantry. This thoughtfully designed layout, complete with a separate breakfast area, is perfect for hosting family and friends. Outdoor Living: Adjacent to the breakfast area, sliding glass doors open to a large covered screened porch equipped with custom roll-down shades. This versatile space leads to a paved patio overlooking a tranquil wooded conservation area, offering both privacy and beautiful natural views. Additional Upgrades: This home is filled with premium features, including: Tile flooring throughout, plantation shutters on all windows and sliders, crown molding, updated interior and exterior paint, additional outlets, ceiling fans, enhanced exterior lighting, updated laundry with added cabinets and sink, newer dishwasher, disposal, HVAC with ultraviolet light, rain gutters, steel hurricane shutters, in-wall pest control and security system wiring. This property is centrally located near two Publix locations, Ellenton Outlets, a variety of restaurants, and parks, this home offers convenient access to US-301 and I-75. Enjoy easy commutes to beautiful beaches, Sarasota, Tampa, and St. Petersburg. Don't miss the opportunity to make this meticulously updated home your own—where modern comforts meet exceptional style in a prime location.
Source: STELLAR #A4640367
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #A4640367
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.