904 Sundown Way, Erie, CO 80516
5 beds · 5 baths · 4,893 sqft
BIG NEWS in Erie! Our stunning listing just got even better with a new price that brings incredible value to this spacious, beautifully updated home. Same amazing location, same high-end finishes - now at a price that makes it even more irresistible! Nestled on a premium corner lot in one of Erie’s most desirable neighborhoods, this stunning 5-bedroom, 4-bathroom home is designed for both everyday living and unforgettable gatherings. From the moment you step inside, the open floor plan invites you in, with seamless flow between the living, dining, and kitchen spaces—ideal for hosting or simply enjoying the spacious feel. At the heart of the home, the gourmet kitchen shines with sleek quartz countertops, ample cabinetry, and a central island that keeps everyone connected. Upstairs, the primary suite offers a peaceful retreat with a spa-like en-suite bath, while the additional bedrooms provide plenty of space for family, guests, or a home office. But the real magic happens downstairs! The fully finished basement is an entertainer’s dream, featuring a built-in bar and a movie projector screen—perfect for game nights, movie marathons, or cheering on your favorite team. Step outside and get ready for backyard fun! This expansive corner lot is packed with features, including a built-in in-ground trampoline that kids (and kids at heart) will love, plus plenty of room to relax or play on the covered patio to enjoy the Colorado sunsets! With top-rated schools, parks, and trails just minutes away, this home truly has it all. Don’t miss your chance to make 904 Sundown Way your own—schedule your showing today!
Source: RECO #6974603
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: RECO #6974603
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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