904 NW 252nd Dr, Newberry, FL 32669
3 beds · 2 baths · 2,066 sqft sqft
Welcome to this stunning 3-bedroom, 2-bathroom home in the desirable Newberry Corners neighborhood in Newberry, FL. This meticulously maintained property offers a perfect blend of modern upgrades and thoughtful design, making it the ideal place to call home. Approaching the home, you'll notice the oversized two-car garage, which not only provides ample space for vehicles but also includes space for a built-in workshop for your DIY projects and storage needs. Inside, the home boasts upgraded wood grain tile flooring throughout the common areas, offering both style and durability. The kitchen is a true highlight, featuring upgraded level 3 cabinets with 42" uppers and crown molding, creating an elegant atmosphere. The premium granite countertops provide a luxurious touch, while the soft-close cabinet doors add a level of convenience and refinement. This well-appointed kitchen comes with premium stainless steel appliances, and the home also includes a refrigerator in the garage for added storage. The open and inviting living spaces are complemented by upgraded lighting and ceiling fans in every room, ensuring both comfort and ambiance. The primary bedroom offers a peaceful retreat, complete with tray ceilings that add height and elegance to the space. Step outside to the screened-in lanai, where you can enjoy outdoor living year-round, whether you're entertaining guests or simply relaxing in the serene Florida weather. This home comes fully equipped with all appliances shown, making it move-in ready and convenient for its new owners. Located in a quiet, family-friendly neighborhood, this property offers both luxury and practicality in a truly special setting. Don’t miss the opportunity to see this beautiful home in person, schedule a showing today!
Source: STELLAR #gc526191
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #gc526191
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #gc526191
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.