9036 Greene Dr, Aubrey, TX 76227
3 beds · 2 baths · 1,858 sqft
Welcome to your dream home in the charming community of Providence Village, TX! This thoughtfully designed home blends modern luxury with classic elegance, creating a space that’s as functional as it is beautiful. From the moment you step inside, you’ll be captivated by the open-concept layout that bathes the living spaces in natural light, providing a warm and inviting ambiance perfect for relaxing or hosting gatherings. The heart of the home is the gourmet kitchen, a chef’s paradise featuring gleaming appliances, a spacious island with seating, and ample cabinetry for all your storage needs. Whether you’re preparing a weeknight dinner or entertaining guests, this kitchen offers everything you need to impress. The luxurious master suite is a true sanctuary, boasting a spacious bedroom and a spa-like en-suite bathroom. Unwind in the soaking tub, refresh in the walk-in shower, and plenty of counter space. The two additional bedrooms are equally impressive, offering generous space, walk-in closets, and endless possibilities—perfect for family members or guest. Step outside and discover your own private retreat. The patio provides a cozy place for morning coffee or evening drinks, while the expansive backyard invites endless opportunities for play, gardening, or simply soaking up the Texas sunshine. Nestled in a serene neighborhood, this home offers not only comfort but also convenience. With nearby parks, top-rated schools, and a variety of shopping and dining options, everything you need is just minutes away. Combining elegance, comfort, and practicality, this home is more than just a house—it’s a lifestyle upgrade waiting for you. Don’t let this opportunity pass you by! Schedule your private tour today and take the first step toward making this exceptional home yours.
Source: NTREIS #20783259
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: NTREIS #20783259
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.