903 Setter Ct, Seffner, FL 33584
4 beds · 2 baths · 2,208 sqft
Get a free consultation call with an expert in the mortgage assumption process.
NEW ROOF TO BE INSTALLED PRIOR TO CLOSING! If you are looking for a BEAUTIFUL HOME with a STUNNING POOL(which can be seen from just about every room in the house), a Key West vibe LANAI , on an oversized lot with mature trees & landscaping in a wonderful neighborhood—THEN THIS HOME IS FOR YOU! This home is located at the end of a cul-de-sac with side yard views of Hunter’s Lake, in the well-established neighborhood of Hunters Cove, with a community pool, new playgrounds, shuffleboard, tennis courts (soon to become new basketball court), picnic area & a clubhouse with amazing views of Hunter’s Lake. From the moment you walk into the home you are sure to be impressed with the layout of the home, from the front door/entry area, you can walk into either the enormous great room, with a wood burning stone fireplace with amazing pool/lanai views looking out the sliding doors, perfect for the whole family and guests when entertaining, or you can walk the other way into a unique flex space. This room could be used for an office, a playroom or game room, a formal living space, truly a space to make your own! As you enter the kitchen you will find everything you need to prep and cook up delicious family meals! With giant windows that open to the lanai, it is also perfect for outdoor dining & entertaining! It has been upgraded with all solid wood cabinets, Corian countertops, has all newer stainless-steel appliances, under cabinet countertop lighting, & tons of cabinet space. In the dining room, perfectly situated off of the kitchen, you will also find those enormous pass-through windows and views of your sparkling pool & yard with tons of natural light! The home has a primary “wing”, with a hallway and pocket slider that leads to your extra-large master suite, complete with a walk-in closet, & a beautiful updated primary bath, with dual vanities, lots of cabinet & counter space, recently renovated walk-in shower, overlooking your private garden area complete with a beautiful professional mural to gaze out on, total SERENITY! Adjacent to the master is the smallest of the 4 bedrooms and is perfect for an office, sitting area or nursery space, to complete the primary suite should you choose. The remaining 2 over-sized bedrooms are located on the opposite side of the home, with the second bath located between. This bathroom has had a recent partial renovation with new tub, new tile/shower surround, new toilet and countertop with dual sinks, & has an extra-large closet. As for storage , you will be totally impressed with all this home has to offer, to include a huge storage room off of the laundry area, 2 closets as you enter the home, as well as several others, & an oversized garage with tons of extra space & a shed out back, perfect for a workshop & more storage, you will have a place for everything. The extra large yard is fully fenced (perfect for Fido) with a fire pit area too! THIS HOME HAS IT ALL! This home WILL HAVE A BRAND NEW ROOF, to be installed prior to closing, RECENTLY REPLACED: NEW HVAC with purification light in 2020 with 10 year warranty, NEW WATER HEATER in 2021, pool resurfaced and patio pavers added in late 2018, whole house was re-plumbed in 2018, whole house water filtration system, reverse osmosis system in kitchen for sink and refrigerator, hurricane rated garage door was replaced in 2018 w/new opener, THIS HOME IS TRULY A ONE OF A KIND MUST SEE - DON'T DELAY, SCHEDULE YOUR SHOWING TODAY! Sellers relocating & highly motivated!
Source: STELLAR #TB8354278
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8354278
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.