903 S 5th St, Easley, SC 29640
3 beds · - baths · sqft
100% financing is available on this home. Ask your realtor how. Step back in time with this charming 1910 Victorian gem, boasting a generous 2171 sq. ft of living space all on one level. This 3 bedroom, 2 bath home welcomes you with a picturesque wrap-around porch, perfect for relaxing and enjoying the serene neighborhood. Inside, you'll find extra-large rooms with soaring ceilings and grand, tall windows that flood the space with natural light. The home features multiple fireplaces, each adorned with magnificent antique mantels that add a touch of elegance and history to every room. Abundant crown molding and character-rich details further highlight the timeless appeal of this beautiful residence. The large living room is perfect for gatherings, spacious bedrooms have plenty of space for comfort. A formal dining room provides an exquisite setting for entertaining. The recently updated kitchen is a chef’s delight, featuring newer cabinets, a farmhouse sink, modern appliances, and pickled beadboard walls, all of which convey with the home, including the refrigerator, washer, and dryer. Step outside to the screened-in porch at the back of the house, an ideal spot for enjoying your morning coffee or unwinding in the evening. The fenced-in yard includes a large side yard with plenty of shade trees, inviting a peaceful retreat. An outbuilding also conveys with the property, providing additional storage or workshop space. Lovingly maintained, this home is ready for its new owners—all you need to bring is your suitcases. Situated in an ideal location within walking distance to The Silos and downtown Easley, this home is conveniently located right off the 123 bypass. Enjoy the best of both worlds with just a 20-minute drive to either Clemson or downtown Greenville. Don’t miss the chance to own a piece of history with modern conveniences. Schedule your showing today and fall in love with this extraordinary home!
Source: GREENVILLESC #1530862
Interest rate and monthly payment estimated based on public records.
Source: GREENVILLESC #1530862
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1530862
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.