9022 Carlotta Way, Kissimmee, FL 34747
3 beds · 3 baths · 1,674 sqft sqft
Welcome to your new home, a beautifully maintained and tastefully upgraded townhome offering the perfect blend of luxury and convenience. This charming corner unit provides added privacy and a serene living environment. The home features 3 spacious bedrooms and 2.5 modern bathrooms, ideal for families or those who love to entertain. Enjoy cozy evenings by the new electric chimney, adding a warm and inviting ambiance to the living area. The bathrooms have been upgraded with high-end fixtures and finishes, creating a spa-like experience. Soft carpeting throughout the stairs and second floor provides a warm and comfortable feel, while the flowing layout seamlessly connects the living, dining, and kitchen areas for a perfect open-concept design. The kitchen is both functional and stylish, featuring sleek countertops, ample cabinet space, and contemporary appliances. Extend your living space outdoors with a private patio, perfect for morning coffee or evening gatherings. Every aspect of the home has been meticulously maintained, ensuring a pristine and move-in-ready condition. Situated in a prime corner location, this unit enjoys added privacy and a quieter living environment. As a resident, you'll have access to exclusive amenities including a sparkling community pool and beautifully landscaped grounds. Located just minutes from top shopping, dining, and entertainment destinations, everything you need is within easy reach. With close proximity to major attractions like Disney Springs and Downtown Celebration, adventure and relaxation are always at your fingertips. Don’t miss the opportunity to make this exquisite townhome your own. Experience the perfect blend of comfort, style, and convenience in a community designed for your utmost enjoyment. Schedule your private tour today!
Source: STELLAR #s5105712
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #s5105712
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #s5105712
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.