902 MAPLEBROOK DR, Windsor, CO 80550
This immaculate two-story corner lot home in Village East showcases a plethora of new updates and features, where no expense has been spared. Meticulously landscaped front and back yards with an efficient irrigation system set the stage for this beautiful property, complemented by a large porch with a swing that invites moments of relaxation. Inside, the open-concept living area impresses with its high ceilings and large windows with custom blinds, creating a bright and airy atmosphere. A gas fireplace set in a stone surround adds warmth and elegance to the space, making it an ideal spot for gathering and entertaining. Unleash your inner chef in the kitchen, featuring stainless steel appliances, quartz counters, tiled backsplash, a large center island, and a pantry, ensuring that all your culinary needs are met with effortless style. Ascend to the upper level where plush carpet flooring offers comfort underfoot. This level includes a laundry area and three well-appointed bedrooms, including a spacious primary suite complete with a walk-in closet and an upgraded 5-piece ensuite bathroom. The finished basement offers additional living space, perfect for an entertainment area, and includes an extra bedroom that can serve as a guest suite, ensuring privacy and comfort for visitors. The huge fenced backyard is an outdoor paradise, featuring a concrete patio and a new saltwater hot tub (2023). It's the perfect spot for outdoor gatherings, al fresco dining, or simply unwinding. The 3-car tandem garage includes a workshop area, providing space and utility for projects and storage. Enjoy easy access to the amenities of Windsor and Severance, with a variety of shopping, dining, and entertainment options. Catch a pro baseball or soccer game at the Future Legends Sports Complex. Other features include window well covers, a dog door, upgraded foam carpet padding, upgraded ceiling fans in all bedrooms, and quartz counters in the laundry room and bathrooms.
You may be able to put down less than the total down payment amount of $61,813 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #ir1012427
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