9015 Niblic Dr, Alpharetta, GA 30022
3 beds · 4 baths · sqft
Welcome home to this 3 Bedroom ,3.5 bath Townhome in highly acclaimed Atlanta suburb of Johns Creek ,River Ridge.This home is located on .41 acre lot in Cul-de-sac and an end unit .The lot is partial wooded and offers a lot of privacy. Roof only 3 years old. Home offers a bedroom with full bathroom on lower level with access to back patio , could be ideal for roommate or in-law suite , has access to own entrance. Entering the open foyer to main level you find a beautiful kitchen with eat in breakfast area, new cook top and dishwasher, separate dining room, half bath and large living room with cozy gas fireplace with marble stone hearth .Step outside living room onto the back deck overlooking the lower outdoor living space, golf course and private wooded area.Upstairs bedroom has private full bath and spacious master bedroom with two walk in closets.Master Bath has been updated with new paint , lighting, shower door and fixtures. Master bath has separate shower, his and her sinks or relax in the large spa garden tub.Home is located in a top rank school district and River Ridge has fantastic amenities with clubhouse , tennis,pickle-ball courts and pool. Just steps away from Chattahoochee River, parks and Nature Center and adjacent to the Rivermont Golf Course. Awarded #1 Most Livable City in the USA 2024. AND #2 SAFEST City in the USA . Have tranquility and private living space while having everything Johns Creek has to offer .This Home will not last long, schedule your showing today. Agent is Related to Seller.
Source: GAMLS #10426972
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10426972
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10426972
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