9011 Waxwing Way, Parrish, FL 34219
4 beds · 3 baths · 2,261 sqft
This home has stayed HIGH AND DRY from all of the recent hurricanes. It is located in flood zone X! Welcome to Your Dream Home in the Heart of Parrish! Why wait for new construction when you can move right into this stunning, brand-new 4-bedroom, 3-bath home? Thoughtfully designed and ready for you to bring your toothbrush and settle in, this home offers all the modern conveniences you need without the wait. Nestled in the vibrant and rapidly growing community of Parrish, this home stands out in a bustling area filled with new development. Enjoy the benefits of a completed home that’s ready for you today, without the delays of ongoing construction projects. This property is built for long-term sustainability, featuring a state-of-the-art WaterMax water softener system ensuring high-quality water for years to come. With four generously sized bedrooms, three well-appointed baths, and a spacious layout, this home is perfect for families or anyone seeking comfort and convenience in a prime location. Surrounded by amenities and all the charm Parrish has to give, this home is a rare find in today’s market. The community offers an array of fantastic amenities, including a resort-style pool, splash pad, dog park, and scenic nature trails, providing endless opportunities for outdoor fun and relaxation Don’t miss your chance to own a turnkey home in one of Parrish’s most sought-after neighborhoods. Schedule your private showing today and make it yours!
Source: STELLAR #A4634175
Financials
Source: Public records
Source: STELLAR #A4634175
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.