9010 Grand Bayou Ct, Tampa, FL 33635
3 beds · 3 baths · 1,785 sqft
Incredible PRICE Improvement.....Stunning 3-Bedroom Home in the Tucked-Away Riverchase Community Discover your dream home in the serene Riverchase community, perfectly situated on the edge of the desirable Westchase and Oldsmar areas. This meticulously maintained 3-bedroom, 2.5-bathroom residence radiates pride of ownership at every turn. Enjoy fresh paint inside and out that showcases a modern and inviting atmosphere. Recent upgrades include a newer AC unit with dual control panels for energy efficiency and a new roof (2022) for peace of mind, ensuring comfort and contemporary style throughout. The spacious primary suite serves as a luxurious retreat, featuring dual vanities, a separate shower, and a relaxing Cheddar Jacuzzi tub for ultimate relaxation, along with a spacious walk-in closet designed for your organizational needs. The additional bedrooms are generously sized and share a convenient Jack & Jill bath, which also includes a beautiful tub, perfect for family living. The home boasts a walk-in pantry, providing ample storage for all your culinary essentials. The modern kitchen is equipped with a new refrigerator and a state-of-the-art range and oven that includes an air fryer and Wi-Fi connectivity, making meal preparation both convenient and enjoyable. Located in a tranquil cul-de-sac, the home is enhanced by conservation trees that provide privacy and a picturesque front view. Out back, enjoy the beauty of the Bayou River flowing along the community, offering a serene backdrop for your outdoor activities. With no homes obstructing your view, this property is a rare find. Riverchase is a serene, low-HOA community that provides wonderful amenities, including a playground, scenic walking trails, and ample conservation areas that blend nature with comfortable suburban living. Situated in an ideal location, this home offers quick access to downtown Tampa, the airport, and the beautiful Gulf Coast beaches, making it perfect for both work and play. Experience the perfect combination of elegance, convenience, and community in this move-in ready home! Don’t miss this opportunity to own a home that combines comfort, elegance, and natural beauty! ****VERY MOTIVATED SELLER****
Source: STELLAR #TB8352774
Financials
Source: STELLAR #TB8352774
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.