900 River Oaks Dr, Austin, TX 78753
3 beds · 2 baths · 1,930 sqft sqft
Welcome to this charming, mid-century modern, 2-story home nestled in the heart of North Austin. Just 15 minutes from downtown Austin and The Domain, this lovingly maintained home boast some of it's original features as well as some upgrades. The flooring surfaces in this gem are all hard surfaces and the popcorn has been removed! It is complete with 3 bedrooms and 2 baths, perfect for comfortable living. The home is an oasis from urban Austin as it is situated on a park like .39 acres and is surrounded by mature trees in both the front and back yards, offering a tranquil retreat from the city. Enter the home to find the spacious living area which boasts a cozy fireplace, creating a warm and inviting atmosphere. Beyond the living area is a dining room and kitchen which is equipped with LG and Bosch appliances (9/24), all of which will convey with the sale, along with the washer and dryer making this home move-in ready. The sleek design of the kitchen which incorporates new world and vintage will inspire all your culinary creations and the attached dining makes entertains a breeze. Have morning coffee in the attached sunroom complete with a full bath or step outside to the large backyard deck, perfect for entertaining guests or simply enjoying a peaceful morning coffee while taking in the lush greenery. The backyard is a true highlight, with ample space for relaxation or gatherings. Upstairs, find 3 spacious bedrooms and a beautiful Mid-Century bath. Situated in the desirable 78753 zip code, this home provides easy access to major highways, including I-35, making your commute a breeze. You'll love the convenience of nearby shopping, dining, and entertainment options, along with the quiet, suburban feel that this neighborhood offers. Bonus: The mature trees and backyard deck provide the perfect setup for a serene outdoor living experience—perfect for those Texas evenings under the stars. Don't miss your chance to call this North Austin gem your own!
Source: ACTRIS #5018301
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #5018301
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #5018301
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.