900 Blue Spring Cir, Round Rock, TX 78681
4 beds · 3 baths · 2,330 sqft
Welcome to this charming home in the desirable Oaklands neighborhood of Round Rock! This lovingly maintained property offers the perfect blend of comfort, style, and outdoor living, nestled under the canopy of a majestic oak tree gracing the front yard. As you approach, the impressive oak provides natural beauty and shade, complementing the fresh exterior siding and new light fixtures that enhance the home's curb appeal. Step inside to find an inviting interior with fresh paint throughout many areas and new entryway flooring. The recently remodeled downstairs half bath adds convenience and style. The kitchen is a cook's delight, featuring oak cabinetry, ample counter space, and a new dishwasher. A new ceiling fan keeps the space cool and comfortable. The open concept layout flows seamlessly into the living and dining areas, perfect for entertaining or family gatherings with a wet bar in the living/dining area. Upstairs, discover a partially remodeled primary bathroom with garden tub, offering a luxurious retreat. The backyard is an oasis, boasting a sparkling pool and spa surrounded by lush landscaping. A covered patio with new ceiling fans provides the ideal spot for outdoor relaxation or al fresco dining. The yard is enclosed by a new privacy fence, ensuring seclusion and security. Additional upgrades include a new roof, refreshed sprinkler system, and new entryway light fixtures. This turn-key home in Round Rock's Oaklands neighborhood, with its stunning oak tree and numerous improvements, offers the perfect combination of natural beauty, comfort, and outdoor living. Don't miss this opportunity to make it yours!
Source: ACTRIS #6012982
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #6012982
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #6012982
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.