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$399,999 SIGNIN

Sign in to see required down payment for the 2.7% rate

9 Blare Dr, Palm Coast, FL 32137

4 beds · 3 baths · 2,905 sqft

A Thoughtfully Updated and Uniquely Designed Home in the North End of Palm Coast. Tucked away in a quiet, established neighborhood, this beautifully updated 4-bedroom, 3-bath home w/ office offers a wide open floorplan that makes entertaining a breeze. From the moment you arrive, you'll be greeted by a serene, covered courtyard with a tranquil koi pond—a peaceful welcome that sets the tone for the inviting spaces that await inside. Step through the front door into a layout that flows effortlessly. The spacious living and dining areas connect seamlessly, creating the perfect setting for everything from casual dinners to festive gatherings with friends and family. The primary suite is a private sanctuary, complete with its own sitting room—perfect for curling up with a book, enjoying morning coffee, or simply getting away from it all. The 3-way split design includes a private en-suite bedroom that's ideal for guests, in-laws, or even a second primary suite—offering comfort and privacy for all who stay. This home is unique, with carefully chosen updates that reflect pride of ownership and a sense of style. It's full of character and charm that make it truly stand out. Located in the desirable North end of Palm Coast, you're just minutes from Palm Harbor Golf Club, Palm Coast Yacht Club, and the Hammock Beach Golf Resort and Spa. Commuters will love the easy access to I-95, while locals enjoy nearby shopping and the popular European Village, filled with dining, entertainment, and weekend events. Whether you're looking for a comfortable full-time residence or a welcoming retreat with space to host and relax, this home offers a one-of-a-kind blend of warmth, flexibility, and location.

Estimated
Seller's interest rate
2.7%
7%
Estimated
Monthly payment

$1,554
$2,033
You may also save up to $147,516 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $2,033 monthly payment

Financed
SIGNIN
Location
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Loan details
Loan type
FHA
Rate
2.7%
Remaining term
25 yrs and 8 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$1,554
Principal & interest
$864
Mortgage insurance
$150
Property taxes
$176
Home insurance
$363
HOA fees
-
Utilities
Not included

Source: Public records

Home details
Size
2,905 sqft
Lot size
0.33 acres
Year built
1978
Type
Single Family Residence
HOA dues
$0.00

Source: REALMLS #2081025

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 17, 2025 09:39 am
Listing agent: ERICA L JOLLES PA (904) 652-5978
Listing provided courtesy of: ROUND TABLE REALTY (904) 469-7653
Details provided by REALMLS and may not match the public record.
MLS ID: #2081025
The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Everystate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers.
Data provided is deemed reliable but is not guaranteed. The data relating to real estate for sale on this website comes in part from the Northeast Florida Multiple Listing Service, Inc. The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright © 2025 Northeast Florida Multiple Listing Service, Inc. All Rights Reserved.
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