8991 Long Lake Ave, Weeki Wachee, FL 34613
3 beds · 2 baths · 1,742 sqft sqft
Spacious 3 bedroom/2 bathroom home with a NEW ROOF featuring 40 year shingles, in the heart of Weeki Wachee, FL. Located just off of US-19 and Cortez Blvd. this is the ideal location for those looking to get closer to the water, without paying waterfront prices! The moment you enter you'll be greeted by an abundance of natural light thanks to many oversized windows throughout, creating a bright and airy feel. The heart of this home is the stone fireplace, a focal point that's both charming and functional, and the open living/dining area make this the ideal spot for families or those who love to entertain. Primary bedroom is complete with a large walk-in closet, double vanity, and sliders that lead to the patio while the guest bedrooms/bathroom can be found on the opposite side of the home, just off of the kitchen. Tile flooring spans throughout all main living areas with laminate in both bedrooms. Spacious interior laundry room with utility sink and additional storage space is located just off of the 2-car garage. Breakfast nook and a double set of sliders in the living room open up to the screened-in porch overlooking the backyard that is lined with mature trees, offering tranquil views along with additional privacy and security. This 1.8 acre property is in a quiet neighborhood with NO HOA or deed restrictions, providing ample space for creative landscaping ideas, boat/trailer parking or outdoor activities! Home sits just off of US-19 and a short drive away from grocery stores, shopping, restaurants, hospitals, doctors, and entertainment. Sitting less than 5 minutes away from Weeki Wachee Springs and 10 minutes from Hernando Beach and Bayport, buyers will have endless opportunities for waterfront activities along Florida's Nature Coast. And, with The Suncoast Parkway just 15 minutes away, buyers will have easy access to all of the essentials like Downtown Tampa, Florida's Gulf Beaches, and Tampa International Airport in a short, one-hour drive. So, why wait!? Schedule your showing today and start living the Florida lifestyle you've always dreamed of!
Source: STELLAR #w7868619
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #w7868619
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #w7868619
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.