899 Harriett Ln, Pollocksville, NC 28573
2 beds · 2 baths · sqft sqft
Welcome to your waterfront oasis in the serene Pollocksville area, nestled along the picturesque Trent River. Owners are willing to sell property furnished. This stunning 2-bedroom, 2-bathroom home is full of natural light, accentuating its open floor plan. The heart of the home is the modern kitchen, which overlooks the spacious living room and features a massive island with a breakfast bar, stainless steel appliances, and an adjacent dining area perfect for entertaining. The owner's suite is a true retreat, offering a luxurious walk-in shower, a soaker tub, and direct access to a private balcony where you can enjoy your morning coffee while taking in the tranquil views of your beautiful property. The second bedroom and full bathroom provide an ideal space for guests, ensuring their comfort. Head outside to a wrap-around deck that invites you to fire up the grill and host summer gatherings. Venture down to the water's edge, where you'll find a private dock and boat lift, fulfilling all your water recreation dreams. Perfectly situated between Historic Downtown New Bern and Downtown Jacksonville, this home offers both convenience and a peaceful escape. Don't miss your chance to own this slice of paradise! Call us today to schedule your private tour!
Source: NORTHCAROLINAREGIONAL #100462490
Interest rate and monthly payment estimated based on public records.
Source: NORTHCAROLINAREGIONAL #100462490
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #100462490