8982 Fort Jefferson Blvd, Orlando, FL 32822
3 beds · 2 baths · 1,346 sqft sqft
SELLER IS MOTIVATED!!! Welcome to your dream home! Nestled in a prime location close to stores and shops, this stunning three-bedroom, two-bathroom residence offers an array of desirable features to enhance your lifestyle. As you arrive, you'll immediately notice the fresh exterior and interior paint that breathes new life into every room, creating a bright and welcoming atmosphere. The newly installed windows throughout the home flood the space with natural light while providing energy efficiency. The heart of the home is the stylish kitchen, boasting granite countertops and all stainless-steel appliances, making meal preparation a delight. Plus, the water softener system ensures quality water for cooking and drinking. Entertain guests effortlessly in the backyard oasis, complete with a private pool that has been meticulously resurfaced in 2021, along with a replaced pool pump for optimal performance. The pool heater, powered by solar energy, allows you to enjoy comfortable swimming temperatures year-round while keeping your energy costs low. For added convenience the pool is enclosed, ensuring safety and privacy, complete with a shed for extra storage and a low-maintenance yard. This home comes equipped with cameras and a comprehensive security system to keep your loved ones safe. Furthermore, the HVAC system was replaced in 2023, ensuring efficient heating and cooling throughout the seasons. Additionally, SOLAR PANELS AND BATTERY (BATTERY PROVIDES ENERGY IN CASE OF POWER LOSS) IS TRANSFERABLE, and provides sustainable energy solutions and contribute to a very low monthly solar and utility bill. Don't miss this opportunity to own a meticulously maintained home with an abundance of upgrades in a sought-after location. Schedule your showing today and make this your forever home!
Source: STELLAR #s5100885
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #s5100885
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #s5100885
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.