8979 Spring Mountain Way, Fort Myers, FL 33908
3 beds · 3 baths · 2,282 sqft
Welcome to an exquisite two-story residence that seamlessly blends modern elegance with timeless charm. This 3-bedroom, 2.5-bathroom home offers a harmonious living experience, enhanced by thoughtful design and premium finishes. The Home is a must-see! Upon entering, you're greeted by upgraded flooring that extends throughout, reflecting the abundant natural light and complementing the neutral tones and soft greys of the walls. The expansive family room features a decorative stone accent wall, artfully illuminated to create a warm and inviting atmosphere. Adjacent to this space are the formal living and dining rooms, perfect for both intimate gatherings and grand entertainment. The kitchen features granite countertops and cabinetry in soothing neutral hues, providing both functionality and style. The home's volume ceilings amplify the sense of space, creating an open and airy ambiance. Ascend the upgraded wooden staircase to discover the serene bedrooms, each adorned with soft grey walls that promote relaxation. The bathrooms continue the theme of elegance with granite countertops and, in the master suite, dual sinks, a separate shower, and a soaking tub, all complemented by rich wood cabinetry. Step outside to the private lanai, where a fenced backyard and meticulously landscaped views offer a tranquil retreat, ideal for morning coffees or evening unwinding, enjoying the best sunset views! This residence also includes a spacious two-car garage, providing ample storage and convenience. Situated in the highly sought-after community of Laguna Lakes, known for its pristine landscaping, residents enjoy an array of exceptional amenities. Indulge in the infinity pool with serene lake vistas, let children explore the playground, engage in a game at the sand volleyball court, or relax in the billiards room. The clubhouse features a gourmet kitchen and gathering spaces, while tennis courts and a state-of-the-art fitness center cater to active lifestyles. Experience a lifestyle of unparalleled elegance and comfort in this remarkable home, where every detail has been carefully curated to offer the finest in modern living.
Source: FORTMYERS #225016632
Financials
Source: FORTMYERS #225016632
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.