8966 Highpoint Blvd, Brooksville, FL 34613
2 beds · 3 baths · 736 sqft sqft
Opportunity waits for no one. This 2 bedroom 2 bath home with an enclosed Florida room, could be used as an office or 3rd bedroom. Located in an active 55 plus community, offering so many fun things to do. Your furry friends are welcome here, you own the land and, with barely there HOA fees. Why look anywhere else...Florida's west coast offers boating, swimming, camping, an abundance of wildlife and, some of the most beautiful beach sunsets. Dining, shopping, medical facilities are all within minutes of this community. There is an 18 hole golf course, a heated pool, bocce, tennis, horseshoes, dime jingle, and tons of monthly activities. Our featured property has had some recent updates. The kitchen has been remodeled with lots of light, newer cabinetry, Stainless steel appliances and laminate flooring is through-out most of the home. The bedrooms are still carpeted. The sellers ran out of time to complete the full remodel. The main bathroom has a beautifully tiled shower and updated fixtures. Recently added screen room adds to your outdoor space. Perfect for relaxing or entertaining guests. The double car driveway is an added benefit for extra parking. A telescoping flag pole remains with the home. Come take a look today and add the finishing touches this property needs to become your perfect Florida Oasis....
Source: STELLAR #w7867905
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #w7867905
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #w7867905
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.