8952 Devonshire Dr, Fort Worth, TX 76131
3 beds · 2 baths · 1,702 sqft
Welcome to your dream home! This beautiful, newer residence is perfectly situated across the street from a lush green space, offering a serene and picturesque view that enhances your living experience. Step inside this charming 3-bedroom, 2-bathroom home, where you'll immediately notice the thoughtful design and attention to detail. The interior features a neutral color palette that creates a bright and inviting atmosphere, showcasing the open-concept layout perfect for both daily living and entertaining. The heart of the home is the custom kitchen, designed with modern functionality in mind. It boasts gas cooking, a stylish farmhouse sink, and stunning granite countertops that make meal preparation a joy. The spacious kitchen seamlessly flows into the dining and living areas, allowing you to engage with family and guests while you cook. Retreat to the oversized primary bedroom, a private oasis filled with natural light. The accompanying bright and airy bathroom features updated amenities, providing a perfect spot for relaxation. The home also features split secondary bedrooms that offer privacy for family members or guests. Outside, you'll appreciate the good-sized yard, perfect for outdoor activities or gardening, along with a convenient storage shed for all your tools and equipment. This home combines modern living with comfort and convenience, making it an ideal choice for anyone looking for a welcoming and stylish place to call home. Don’t miss the opportunity to make it yours! Extra bonus - you are 3.7 miles from the newly opened HEB Grocery store at Heritage Trace!
Source: NTREIS #20897951
All values shown are estimated costs / mo.
Source: Public records
Source: NTREIS #20897951
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.