8945 Overlook Dr, Wesley Chapel, FL 33545
3 beds · 4 baths · 2,479 sqft
*** CONNECTED CITY AREA *** PRIVATE AND RARE FIND IN WESLEY CHAPEL *** ONE-OF-A-KIND CANAL TO LAKE PROPERTY ON 6.01 ACRES *** PRIVATE BRIDGE TO PROPERTY Nestled on a private road and surrounded by nature, this breathtaking property offers the perfect blend of privacy, luxury, and convenience. Situated on a sprawling 6.01 acres, this 3-bedroom, 3.5-bathroom two-story home is a true rarity in the rapidly growing Wesley Chapel Connected City area. Property Highlights are 3 Bedrooms / 3.5 Bathrooms / Spacious 2,479 sq. ft. home with a split floorplan for added privacy. This two-story layout offers a loft and lower level office (or potential 4th bedroom), open floorplan and upgraded kitchen featuring quartz countertops, wall oven, stove, eat-in kitchen space and a gorgeous natural stone fireplace. All bedrooms have walk-in closets and full bathrooms. Primary bathroom is 13x13. French doors opening to the pool and outdoor kitchen area allow for seamless indoor-outdoor living with a stunning pool (redone in 2021) with a massive lanai for entertaining and relaxation. There's an expansive 24x48 metal building that can fit all the toys, has two 12x12 stalls with self watering systems. There is also a shed for extra storage and lets not forget the dock for fishing. Fenced property with plenty of space for a hobby farm – horses and farm animals permitted! There is a private bridge leading to this unique, secluded home—which is the last house on the left in the community. Enjoy the outside under your covered front porch, perfect for enjoying the peaceful surroundings, listening to all the wildlife critters and watching the most incredible sunsets over the pool. Metal roof, hot water heater, AC unit were updated in 2015. Not only do you get to have all that you'll be right in the Connected City which will be offering cutting edge technology and internet with huge infrastructure improvements. Location & Amenities: Connected City Private bridge 6.01 acres with 39 acres of conservation boundary. Situated on a canal with direct lake access for serene water views Horses and farm animals permitted Just under 2 miles from the new All Chrn's Hospital and I-75 Close proximity to Epperson and Mirada lagoon communities Minutes from Krates at The Grove, Tampa Premium Outlets, Wiregrass Mall, District Park, and so much more. Easy access to shopping, dining, and entertainment as the area grows in leaps and bounds This is your chance to own one of the LAST pieces of land in one of the most in-demand areas of Wesley Chapel! Whether you’re looking for a tranquil retreat or a space to raise a family or even a hobby farm, this home delivers it all. Come create a homestead, hobby farm, kayak and fish on your own property Don't miss out on owning one of the most unique properties in the center of it all. More photos will be coming soon. AS IS - POSSIBLE SELLER FINANCING
Source: STELLAR #tb8303795
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8303795
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8303795
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.