8945 Creekstone Pl, Gainesville, GA 30506
5 beds · 3 baths · 2,339 sqft sqft
HOME IS WHERE THE HEART IS! I have that home for you. Settle in with this 5bd/2.5ba spacious home bursting with character & charm. When you walk in you are greeted with a two story foyer hardwood floors, formal dining room to the left and a bedroom or office to the right. Enter the living room and discover two levels of windows allowing the natural sunlight to beam in, a stone fireplace with a raised hearth that gives you a grand feel. A cooks kitchen looks into the living room, with new granite countertops, beautiful new tile back splash, stainless double oven, gas cook top, stainless dishwasher, with an eat-in kitchen that looks out to the huge backyard. In addition you will find a powder room and the laundry room on the main level. Head upstairs to the three generous secondary bedrooms, a full bathroom, and the magnificent primary bedroom with a blissful ensuite bathroom featuring French doors opening to his & hers vanities, separate shower and soaking tub, & a water closet. The his & hers closets are what dreams are made of equipped with a private sitting room. Let the animals run free inside the fenced yard, create a kids wonderland play ground, or build your dream outdoor oasis in this glorious backyard. All of this and more located in desired Riverstone Plantation subdivision with amenities galore. Swim, tennis, & play ground. Located close to schools, dining, & shopping.
Source: FMLS #7448879
Interest rate and monthly payment estimated based on public records.
Source: FMLS #7448879
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #7448879
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.