8940 Spring Mountain Way, Fort Myers, FL 33908
4 beds · 4 baths · 2,136 sqft
Welcome to your sunlit sanctuary in the highly desirable Laguna Lakes community! This exquisitely updated two-story home offers an unparalleled combination of comfort, style, and modern living. Boasting 4 spacious bedrooms and 3.5 bathrooms, this home provides plenty of room for both relaxation and meaningful connection. Whether you’re entertaining family or simply enjoying quiet moments, every inch of this residence is designed to enhance your lifestyle. As you step inside, you'll be greeted by a bright, open-concept floor plan that allows natural light to pour in from every angle. The expansive living spaces are highlighted by sleek, easy-to-maintain tile floors throughout, creating an inviting atmosphere that flows seamlessly from room to room. The heart of the home is the modern kitchen, complete with beautiful granite countertops, abundant cabinetry, and high-end finishes. This space is ideal for preparing family meals, hosting friends, or enjoying an intimate dinner in a setting that exudes both sophistication and warmth. The home is further enhanced by a brand-new roof, offering lasting durability and peace of mind. Additionally, the whole-home water filtration system ensures clean, purified water throughout, adding both convenience and value. No detail has been overlooked, with numerous updates including a newly enclosed front lanai, a re-screened back lanai, brand-new toilets, and new shut-off valves. The home also features stylish plantation shutters throughout, providing an elegant and timeless look. In the kitchen, you'll find a new faucet and dimmer light switches, reflecting the modern updates that are integrated throughout the entire home. The expansive lanai offers the perfect outdoor retreat, where you can unwind or entertain in the tranquil Florida setting. Whether you're hosting a weekend barbecue or simply enjoying your morning coffee, the lanai serves as a seamless extension of the home's living space. The Laguna Lakes community provides a host of outstanding amenities, including a sparkling community pool, pickleball courts for friendly competition, and a scenic fishing pier that offers serene views—ideal for enjoying the Florida sunshine. In addition to these wonderful amenities, this home’s location places you just a short drive from Fort Myers Beach and Sanibel, providing easy access to world-renowned beaches, dining, and shopping. The vibrant Florida lifestyle is right at your doorstep, offering you the perfect blend of relaxation, recreation, and convenience. Don’t miss your chance to experience this exceptional home and all it has to offer. Schedule your private showing today and make this vibrant, sun-filled lifestyle yours!
Source: FORTMYERS #225031860
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FORTMYERS #225031860
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.