8931 SE 41st Court Rd, Ocala, FL 34480
4 beds · 2 baths · 1,640 sqft
Welcome to your dream home nestled in the heart of the desirable Summercrest community, where convenience meets comfort in this charming 4-bedroom, 2-bathroom haven. Summercrest is designed with open space throughout offering you beautiful wooded surroundings, peace, and relaxation, with select homes neighboring open space or the rolling green hills of the adjacent Baseline Golf Course. Boasting just under 1,600 sq ft of living space, this residence offers the perfect blend of modern amenities and outdoor allure. As you step inside, you're greeted by a spacious and airy atmosphere, with a large open-concept kitchen that's perfect for entertaining. The kitchen features an oversized island, ample counter and cabinet space, and a large pantry for all your culinary needs. Gorgeous 36” grey shaker-style cabinets with crown molding will impress guests! Adjacent to the kitchen is a convenient laundry room equipped with a washer and dryer, providing easy access to your 2-car garage. The master suite is a sanctuary of its own, offering ample space, an ensuite bathroom with a stand-up shower featuring a sleek glass door, dual vanities, and plenty of storage. Plus, a large walk-in closet provides the perfect spot to organize your wardrobe. The guest bedrooms are equally inviting, with deep closets and large windows that flood the rooms with natural light. The guest bathroom features a shower/tub combo and a deep vanity, ensuring both style and functionality. Outside, paradise awaits in your expansive fenced-in lot, complete with solar panels that contribute to a low electric bill. Step onto the beautiful screened-in lanai, where relaxation reigns supreme in the hot tub, or gather with friends and family in the pavered outdoor area featuring a charming pergola. Conveniently located near top-rated schools, restaurants, and shopping, this home offers the perfect blend of suburban serenity and urban convenience. Don't miss your chance to make this stunning retreat your own. Schedule a showing today and start living the lifestyle you deserve! Call toady for a private tour!**buyer will take over solar panel lease**
Source: STELLAR #v4935887
Source: STELLAR #v4935887
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #v4935887