8931 SE 41ST COURT RD, Ocala, FL 34480
Welcome to your dream home nestled in the heart of the desirable Summercrest community, where convenience meets comfort in this charming 4-bedroom, 2-bathroom haven. Summercrest is designed with open space throughout offering you beautiful wooded surroundings, peace, and relaxation, with select homes neighboring open space or the rolling green hills of the adjacent Baseline Golf Course. Boasting just under 1,600 sq ft of living space, this residence offers the perfect blend of modern amenities and outdoor allure. As you step inside, you're greeted by a spacious and airy atmosphere, with a large open-concept kitchen that's perfect for entertaining. The kitchen features an oversized island, ample counter and cabinet space, and a large pantry for all your culinary needs. Gorgeous 36” grey shaker-style cabinets with crown molding will impress guests! Adjacent to the kitchen is a convenient laundry room equipped with a washer and dryer, providing easy access to your 2-car garage. The master suite is a sanctuary of its own, offering ample space, an ensuite bathroom with a stand-up shower featuring a sleek glass door, dual vanities, and plenty of storage. Plus, a large walk-in closet provides the perfect spot to organize your wardrobe. The guest bedrooms are equally inviting, with deep closets and large windows that flood the rooms with natural light. The guest bathroom features a shower/tub combo and a deep vanity, ensuring both style and functionality. Outside, paradise awaits in your expansive fenced-in lot, complete with solar panels that contribute to a low electric bill. Step onto the beautiful screened-in lanai, where relaxation reigns supreme in the hot tub, or gather with friends and family in the pavered outdoor area featuring a charming pergola. Conveniently located near top-rated schools, restaurants, and shopping, this home offers the perfect blend of suburban serenity and urban convenience. Don't miss your chance to make this stunning retreat your own. Schedule a showing today and start living the lifestyle you deserve! Call toady for a private tour!**buyer will take over solar panel lease**
You may be able to put down less than the total down payment amount of $42,442 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #v4935887