8918 Waxwing Way, Parrish, FL 34219
4 beds · 3 baths · 2,048 sqft
Why wait for new construction when you can move into this quick move in home loaded with high end designer upgrades NOW? The spectacular location of this homesite offers the best of both worlds featuring privacy and serenity with preserve and water views, a rare find. Nestled away in the growing area of Parrish, Florida within the highly desirable Summerwoods community, you won't want to miss this home. Boasting four spacious bedrooms, a huge loft, and 2.5 bathrooms, this modern retreat is designed for comfortable living, entertaining, and enjoying the best of Florida's lifestyle. Once inside, you'll immediately notice the elegant upgrades throughout, from the high-end fans, designer light fixtures to the gourmet kitchen featuring sleek quartz countertops, a large center island with a bold navy accent, stylish pendant lighting, a subway tile backsplash, and premium stainless-steel appliances, including a new Samsung refrigerator with BESPOKE interchangeable panels. The open concept living space is bathed in natural light, with luxury vinyl plank flooring flowing seamlessly from the kitchen to the living and dining areas, creating a warm and inviting ambiance. Upstairs, a sprawling loft provides the perfect space for a media room, home office, or additional lounge area. The serene primary suite is a true retreat, complete with dual vanities, a glass-enclosed shower, and a generous walk-in closet. Three additional bedrooms provide ample space for family or guests. The possibilities for outdoor living space are endless in your private backyard oasis, where breathtaking lake views set the scene for peaceful mornings and relaxing evenings. There's plenty of room to add a custom pool, making this outdoor space even more spectacular and ideal to create your personal Florida Paradise! Located in Flood Zone X, no flood insurance is required, adding extra peace of mind. Beyond your front door, Summerwoods offers an unbeatable lifestyle with a resort-style pool, splash pad, dog park, and scenic nature trails, perfect for all ages to enjoy outdoor fun and relaxation. Why wait months for new construction when this gem is ready for you now? Schedule your private tour today and experience the perfect blend of luxury, comfort, and convenience!
Source: STELLAR #A4645562
Financials
Source: Public records
Source: STELLAR #A4645562
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.