8913 Welsh Way, Hudson, FL 34667
4 beds · 2 baths · 1,727 sqft
Luxurious Modern Retreat in Highly Desired Woodward Village. Welcome to your dream home in the beautiful Woodward Village neighborhood, where luxury meets convenience in this stunning residence. Boasting brand new luxury vinyl floors, an updated AC unit from 2021, and a meticulously maintained roof installed in 2019. Step inside and be greeted by the spacious open floor plan, where natural light floods the living spaces, accentuating the exquisite Vinyl floors that flow seamlessly throughout. The heart of the home is the gourmet kitchen, featuring sleek countertops, and ample cabinet space, making it a chef's delight.This 4-bedroom, 2-bathroom home offers plenty of space for relaxation and entertainment. The master suite provides a tranquil retreat with its ensuite bathroom, while three additional bedrooms provide comfort and versatility for guests or family members. Unwind and enjoy the Florida sunshine in the screened-in patio, perfect for hosting outdoor gatherings or simply lounging with a good book. With wood siding replacements completed in 2021, this home exudes modern elegance inside and out. Conveniently located just minutes from the Beacon Woods golf course and some of Florida's best beaches, this home offers endless opportunities for outdoor recreation and relaxation. Plus, its close proximity to restaurants and shopping ensures that all of your dining and retail needs are easily met. Don't miss out on this rare opportunity to own a piece of luxury living in Woodward Village. Schedule your showing today and experience the epitome of modern Florida lifestyle!
Source: STELLAR #u8237671
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #u8237671
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 30-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #u8237671
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.