8913 Welsh Way, Hudson, FL 34667
4 beds · 2 baths · 1,727 sqft
Get a free consultation call with an expert in the mortgage assumption process.
This home boasts 4-BEDROOMS, a WONDERFUL OPEN FLOORPLAN with VAULTED CEILINGS and NEW VINYL PLANK FLOORING that flows seamlessly throughout! Nestled on a tranquil CUL-DE-SAC just 3 miles from the Gulf of Mexico. For peace of mind HVAC new 2021, Roof new 2019, water heater new 2023, exterior paint new 2021. Step inside to be greeted by an inviting open-floor plan, ideal for hosting gatherings and creating lasting memories with loved ones. The HIGH CEILINGS add to the spacious feel of the home, creating a bright and airy atmosphere throughout. Natural light floods the living spaces. Each room in the house is adorned with a light color scheme, each with its own unique character. The kitchen features plenty of cabinetry, and a convenient BREAKFAST BAR that opens to the main living space—perfect for meal prep while engaging with guests. A charming eat-in nook offers a cozy spot for casual meals. The kitchen opens to a VERSATILE FAMILY ROOM, ideal for a home office, creative space, or entertainment hub. Just beyond, unwind and enjoy the Florida sunshine in the screened-in patio, perfect for hosting outdoor gatherings or simply lounging with a good book or enjoy your coffee. This 4-BEDROOM, 2-bathroom home offers plenty of space for relaxation and entertainment. The floor plan offers privacy for all family members. The master suite provides a tranquil retreat with its ensuite bathroom, while three additional bedrooms provide comfort and versatility for guests or family members, and ensuring everyone has their own space, and one of the bedrooms can be used as a HOME OFFICE. Welcome to the serene community of Woodward Village of Beacon Woods, rich in amenities including a clubhouse with activities for all ages, tennis courts, shuffleboard, a playground, and a sparkling pool for year-round swimming—just minutes from your doorstep. With a LOW HOA fee, NO FLOOD ZONE designation, and NO CDD fees, this home offers exceptional value. Conveniently located just minutes from the Beacon Woods golf course and some of Florida's best beaches, this home offers endless opportunities for outdoor recreation and relaxation. Plus, its close proximity to restaurants and shopping ensures that all of your dining and retail needs are easily met. Enjoy all the Sunshine State has to offer with fishing & boating at the local marina. Whether you're escaping the cold winters or looking for a year-round retreat, this cozy yet stylish home is the perfect place to relax and enjoy the Florida lifestyle! Don't wait too long – schedule a tour today!
Source: STELLAR #TB8384720
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8384720
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.