891 Winding Brook Dr, Berthoud, CO 80513
3 beds · 3 baths · 1,612 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Look no further! Located in Creekside Townhomes, this beautiful 3-bedroom residence is designed to impress with its contemporary style and thoughtful details. The inviting interior showcases abundant natural light, a neutral palette, and wood-look tile flooring with plush carpet in all the right places. If entertaining is on your mind, you'll love the seamless open layout that effortlessly creates the perfect contemporary atmosphere! The kitchen is a true centerpiece featuring high-end SS appliances including a gourmet 6-burner gas stove, solid-surface counters, recessed & pendant lighting, ample wood cabinetry, and a peninsula with a breakfast bar. The generously sized bedrooms await upstairs, crafted with modern living in mind! The primary bedroom boasts a spotless bathroom with dual sinks and a walk-in closet. The attached 2-car garage adds convenience. PLUS! Nestled next to an open space with mountain views, the home's location offers a peaceful and private setting. Just minutes from downtown Berthoud, offering easy access to a variety of shopping, restaurants, Ivy Stockwell Elementary, Berthoud High School, and the Berthoud Town Park. Don't miss out on this gem!
Source: RECO #IR1026877
Source: RECO #IR1026877
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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