8901 S Ukraine Ct, Aurora, CO 80016
5 beds · 4 baths · 3,976 sqft sqft
$10K towards Closing costs or buy down. 55+ Luxury, ranch style home. As you venture inside, you'll be greeted with nine-foot ceilings & two bedrooms that share a full hall bath with double sinks. Off the garage entry, you'll find an ample mudroom for removing your shoes & hanging your coats, as well as a spacious laundry room, a half bath conveniently located in the hall for easy access from the great room. The open floor plan seamlessly connects the living, dining & kitchen areas into a GREAT room. The kitchen is a chef's delight, featuring modern & updated appliances, ample granite countertop space, a center island with 4 eating spaces & plenty of storage. Working or studying from home has never been more comfortable, thanks to the dedicated office space offering privacy & focus. The back covered deck is to die for. This home boasts five generously sized bedrooms. The primary suite is your private retreat, complete with an en-suite bathroom, large walk-in shower, double sinks & a walk-in closet. The partially finished basement features a guest setup with a kitchenette, additional family room & fireplace & two spacious bedrooms to accommodate guests or providing everyone with their private space, plus a shared full hall bath. There is ample storage space in the basement to keep your home organized. Enjoy the simple life in a beautifully landscaped yard as your private sanctuary. Inspiration active adult community, with exclusive access to the Hilltop Club is a resort-style clubhouse offering a pool/tennis courts/bocce ball courts/pickleball courts/fitness center/yoga studio/ library/demonstration kitchen/meeting rooms, and outdoor patio with breathtaking mountain views. Revel in a lifestyle enriched by countless community events/classes/clubs/including a complimentary summer concert series. Explore the vibrant community and events at www.inspirationcolorado.com to discover it ALL. One percent below market interest rate available through preferred lender.
Source: RECO #6376068
Interest rate and monthly payment estimated based on public records.
Source: RECO #6376068
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #6376068
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