8901 Potomac Station Ln, Potomac, MD 20854
5 beds · 5 baths · 7,734 sqft
Get a free consultation call with an expert in the mortgage assumption process.
This stunning Crowell-Baker custom contemporary is a rare find, thoughtfully reimagined by renowned architect Mark McInturff and meticulously updated throughout by the current owner with over $200K in enhancements. Nestled on a serene and beautifully landscaped 2-acre lot, this home offers the best of one-level living, with timeless architectural features and today’s most coveted smart-home upgrades. A welcoming stone-floored foyer opens to a graceful layout that includes three bedrooms in one wing and a private library with fireplace and built-ins adjoining the tranquil primary suite in the other. The suite features dual walk-in closets, a spa-inspired bath, a cozy fireplace, and smart home enhancements such as Lutron Caseta lighting, motion-sensor switches, and a smart thermostat. The main level showcases an expansive living room with a sitting area and fireplace, formal dining room with designer lighting, and a sun-drenched morning room with refinished natural white oak floors. The updated kitchen features refinished cabinetry, new hardware, premium appliances (including a refrigerator with separate ice ball maker), and seamless access to the reimagined mudroom with smart locks and commercial-grade garage flooring. Entertain in style in the oversized family room with fireplace, built-in bourbon bar, and sliders that now match the custom front door. The open loft above offers additional flexible space, while the partially finished lower level includes a spacious rec room with fireplace and wet bar, a bedroom and full bath, and ample storage. A new epoxy floor, dry-fall ceiling, and LED flat panel lighting add a sleek finish to the basement. Outdoors, the transformation continues with whitewashed brick, fresh paint on all wood trim and stucco, updated fencing and gates, a new paver walkway, and smart Lutron-controlled landscape lighting. Relax by the fire pit, unwind on one of the multiple stone terraces, or enjoy the in-ground pool, serviced weekly through August 2025 and equipped with a new Polaris pump. Additional highlights include upgraded bathrooms throughout, premium carpeting, custom vent covers, designer fixtures, extensive smart lighting, floodlight security cameras. This is a home where architectural pedigree meets contemporary sophistication—offering not only comfort and style, but also peace of mind with thoughtful updates at every turn. Public water & Sewer
Source: BRIGHT #MDMC2174402
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #MDMC2174402
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.